This study investigates the temperature distribution across solar cells on the surface of a solar panel, specifically focusing on the effect of anti-reflective coating homogeneity. The research aims to analyze how temperature variations affect power output and performance ratio under high solar radiation and ambient temperature conditions in Baghdad, Iraq. Using a photovoltaic (PV) analyzer and a thermal imaging camera, the study measures the electrical characteristics and thermal distribution of an 80 Wp monocrystalline solar panel. The results reveal a significant decrease in performance ratio as solar cell temperatures rise, with values such as 88.7% at 35.5 W, 85.2% at 40.88 W, and 78.8% at 44.56 W. These findings underscore the importance of maintaining uniform anti-reflective coatings and effective heat dissipation to enhance solar panel efficiency. The study provides valuable insights for optimizing solar panel performance in high-temperature environments and suggests directions for future research on improving thermal management in photovoltaic systems.